How To Create A Coupon In Photoshop

For decades, coupons have helped shoppers save money on groceries and household items. But the number of ways to find them has grown in recent years.

Now, discounts are available almost everywhere, including inboxes, websites and smartphone apps. Here's how to get coupons , in both paper and digital form.

1. Join store loyalty programs

Enroll in rewards programs or sign up for the mailing list for the retailers you frequent most. Many stores send returning customers exclusive coupons or apply discounts automatically during checkout.

"Those are savings that you're going to get without doing a thing except for swiping your card," says Cindy Livesey, frugal-living expert from coupon website Living Rich With Coupons . Livesey says coupons have saved her family about $11,000 a year, on average, on groceries.

Exercise caution, though, when signing up for rewards programs. Retailers may flood your inbox with unwanted messages or use your information, such as demographics and shopping habits, for marketing purposes.

2. Check the Sunday newspaper

While you're catching up on current events, look for coupon inserts in your local or national newspaper. The Sunday edition usually contains $50 to $300 worth of savings, Livesey says. Typically, larger or more expensive publications will have bigger inserts with higher-value coupons, she says.

Before you pay extra for a subscription, make sure it's worthwhile. You might be able to get access to newspapers through friends, businesses and other sources free of charge. Free papers often have coupons, too.

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3. Ask the manufacturer

If you favor certain brands, contact the companies directly. They'll often send coupons or samples when you provide feedback (or simply request them). As a plus, you can use a manufacturer's coupon at any store that sells the featured product, barring exclusions.

" Companies will often send coupons or samples when you provide feedback. "

Here's how to get in touch with the manufacturer: Look for a "contact us" link on the company's website. This should direct you to an email form, live chat feature, customer service phone number or mailing address. Another option? Leave a comment on the brand's social media page.

4. Search a coupon database or app

Coupon databases are websites that compile printable and digital coupons, including rebates. You can use them to search deals by brand, product or store and save time. Search "coupon database" on Google to get started. For on-the-go savings, try a free coupon app .

5. Visit retailer websites and apps

If you plan to purchase an item, check retailer websites first. Most major merchants have a weekly ad, coupon or offers section online. Or you might see a limited-time discount code on the homepage or a banner ad.

Livesey recommends downloading apps for the stores you shop at regularly. Some have features, like Target's Cartwheel , that make it easy to find store and manufacturer coupons in one place.

6. Pick up weekly ads at the store

Watch for weekly circulars on display near the front doors or registers. These might include store-specific offers that you can redeem immediately or during a future shopping trip.

7. Install a browser extension

When shopping online, use a browser extension to track down discounts on your behalf. The plug-in Honey, for example, locates coupons and automatically applies the codes to your cart, so you can save money without putting in extra work.

8. Look at the product packaging

Some discounts hide in plain sight at the grocery store. Inspect items, like meat and cereal, for a peel-off coupon attached to the box or packaging. You could get instant savings.

9. Browse store aisles

Don't see a voucher on the product itself? Check shelves and other locations in the store.

"Usually when they have a new product coming out, they'll put a display with a tearpad on there enticing you to get that product," Livesey says. Don't let a good deal tempt you to buy something unnecessarily, though.

10. Use social media

Follow social media accounts for stores, brands and products you like. Many share coupon codes on Twitter, Facebook or Instagram.

11. Check your receipts

Take a close look at your receipt after every transaction. Some stores print coupons on the back. The cashier might also hand over a few extra slips of paper printed from a machine next to the register. These offers, known as Catalina coupons, are usually based on shopping habits. For example, if you buy a toothbrush, you may receive a voucher for toothpaste.

No matter where you find coupons, be sure to read the fine print and familiarize yourself with store policies.